Is Apple Pay safe? 

Apple Pay is among the safest ways to make a transaction. Apple doesn't have access to your payment card details or store them on your device, nor will they be given to the merchant whenever you pay. Apple pay uses device-specific numbers and transaction-specific code to make payments.   

With contactless payments, you don't need to enter your cards PIN-code. Therefore you don’t have to worry about someone taking a look and memorizing it. Each transaction is also verified with your device's Touch ID, Face ID or passcode. That means only the owner of the device can pay with it.

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What devices can I use Apple Pay on?

You can use Apple Pay with devices running iOS 11 or later and which have Face ID or Touch ID. Apple Watch also supports Apple Pay. 

For a list of Apple Pay compatible devices, see https://support.apple.com/fi-fi/HT208531

More information on business credit cards

How can I add my Qred Visa to Apple Pay on Macbook Pro via Apple Wallet?

  1. Open settings and tap “Wallet and Apple Pay”.
  2. Select “Add Credit or Debit Card”.
  3. Add a card by following the instructions on your screen. 
  4. Verify.
  5. The card is now connected.

More information on business credit cards

How can I add my Qred Visa to Apple Pay on iPad via Apple Wallet?

  1. Open settings and tap “Wallet and Apple Pay”.
  2. Select “Add Credit or Debit Card”.
  3. Choose whether to scan your card or insert the card information manually. 
  4. Read trough and accept the terms.
  5. Verify.
  6. The card is now connected.

Read more about business cards!

How can I add my Qred Visa to Apple Pay on Apple Watch via Apple Wallet?

  1. Open the Apple Watch app on your iPhone.
  2. Click “My Watch” and then “Wallet and Apple Pay”.
  3. Select “Add Credit or Debit Card”.
  4. Select Bank or credit card.
  5. Click “Continue”.
  6. Choose whether to scan your card or insert the card information manually. 
  7. Read trough and accept the terms.
  8. Verify.
  9. The card is now connected.

Read more about business cards!

How can I add my Qred Visa to Apple Pay on iPhone via Apple Wallet?

  1. Open the Apple Wallet app and press the plus sign in the upper right corner. 
  2. Select “Add Credit or Debit Card”.
  3. Click “Continue”.
  4. Choose whether to scan your card or insert the card information manually.
  5. Enter expiration date and CVC.
  6. Read trough and accept the terms.
  7. Verify.
  8. The card is now connected.

Read more about business cards!

Am I able to use Apple Pay for multiple cards?

Yes, you can add multiple different cards.  

What does “default card” mean?

The default card is the card that is primarily chosen when you pay.  

A default card is device specific and the first card you add to Apple Pay will become your default card automatically. Your iPhone and Apple watch can therefore have different default cards.

I have more than one card attached to my Apple Pay, can I pay with both?

Absolutely, just follow these steps to select the card you want to pay with: 

On an iPhone with Face ID: Double-click the right side button on your phone and wait for the default card to appear. When you see the default card, press it. You should now see all your cards that you have added to Apple Pay. Select the card you want to pay with, authenticate with Face ID by swiping your iPhone, and pay for your purchase by holding the top of your phone near the payment terminal.  

iPhone, jossa on Touch ID: Pidä puhelintasi maksupäätteen lähellä ilman, että asetat sormeasi Touch ID:lle. Kun oletuskortti tulee näkyviin, napauta sitä nähdäksesi muut korttisi. Valitse haluamasi kortti ja aseta sormesi Touch ID:lle maksamista varten.  

Apple Watch: Double-click on the Apple Watch’s side button and wait until you see your default card. Then, swipe left or right to select another card. Once the card of your choice is selected, you pay by holding your Apple Watch near the card terminal.

How can I change my default card on Apple Pay?

Go to settings > Wallet & Apple Pay > Default Card. Once in this menu, you can select your new default card. 

For Apple Watch: Open the Apple Watch app on your iPhone. Then, follow these steps: Watch > Wallet & Apple Pay > Default card. Once in this menu, you can select your new default card. 

Does Apple Pay require internet connection?

It depends.

If you pay in a store, then no. Payments are using contactless reader technology, which doesn’t rely on having internet access.

If you want to pay in an app or a website, then yes. 

Does Apple Pay have a limit?

The limit for Apple Pay is the same as for your card.
Example: If your Qred Visa has a credit limit of 5000, the limit for Apple Pay is 5000 as well. 

Will deactivating my card deactivate Apple Pay as well?

Yes, deactivating your card will deactivate Apple Pay. 

Apple Pay and Apple Wallet - what’s the difference between?

Apple Wallet is a digital wallet. It allows you to download and manage purchases, travel cards, tickets, keys and personal ID documents.

Apple Pay is a payment service which allows you to make purchases on websites, in apps and stores with your iOS device. 

Can I use my regular plastic Qred Visa if I activate Apple Pay?

Yes, you are always able to use both. 

Does Apple Pay come with any additional costs?

No, Apple Pay is free to use. 

What devices can I use Apple Pay on?

You can use Apple Pay with devices running iOS 11 or later and which have Face ID or Touch ID. Apple Watch also supports Apple Pay. 

For a list of Apple Pay compatible devices, see https://support.apple.com/fi-fi/HT208531

More information on business credit cards

How can I add my Qred Visa to Apple Pay on Macbook Pro via Apple Wallet?

  1. Open settings and tap “Wallet and Apple Pay”.
  2. Select “Add Credit or Debit Card”.
  3. Add a card by following the instructions on your screen. 
  4. Verify.
  5. The card is now connected.

More information on business credit cards

How can I add my Qred Visa to Apple Pay on iPad via Apple Wallet?

  1. Open settings and tap “Wallet and Apple Pay”.
  2. Select “Add Credit or Debit Card”.
  3. Choose whether to scan your card or insert the card information manually. 
  4. Read trough and accept the terms.
  5. Verify.
  6. The card is now connected.

Read more about business cards!

How can I add my Qred Visa to Apple Pay on Apple Watch via Apple Wallet?

  1. Open the Apple Watch app on your iPhone.
  2. Click “My Watch” and then “Wallet and Apple Pay”.
  3. Select “Add Credit or Debit Card”.
  4. Select Bank or credit card.
  5. Click “Continue”.
  6. Choose whether to scan your card or insert the card information manually. 
  7. Read trough and accept the terms.
  8. Verify.
  9. The card is now connected.

Read more about business cards!

How can I add my Qred Visa to Apple Pay on iPhone via Apple Wallet?

  1. Open the Apple Wallet app and press the plus sign in the upper right corner. 
  2. Select “Add Credit or Debit Card”.
  3. Click “Continue”.
  4. Choose whether to scan your card or insert the card information manually.
  5. Enter expiration date and CVC.
  6. Read trough and accept the terms.
  7. Verify.
  8. The card is now connected.

Read more about business cards!

Am I able to use Apple Pay for multiple cards?

Yes, you can add multiple different cards.  

What does “default card” mean?

The default card is the card that is primarily chosen when you pay.  

A default card is device specific and the first card you add to Apple Pay will become your default card automatically. Your iPhone and Apple watch can therefore have different default cards.

I have more than one card attached to my Apple Pay, can I pay with both?

Absolutely, just follow these steps to select the card you want to pay with: 

On an iPhone with Face ID: Double-click the right side button on your phone and wait for the default card to appear. When you see the default card, press it. You should now see all your cards that you have added to Apple Pay. Select the card you want to pay with, authenticate with Face ID by swiping your iPhone, and pay for your purchase by holding the top of your phone near the payment terminal.  

iPhone, jossa on Touch ID: Pidä puhelintasi maksupäätteen lähellä ilman, että asetat sormeasi Touch ID:lle. Kun oletuskortti tulee näkyviin, napauta sitä nähdäksesi muut korttisi. Valitse haluamasi kortti ja aseta sormesi Touch ID:lle maksamista varten.  

Apple Watch: Double-click on the Apple Watch’s side button and wait until you see your default card. Then, swipe left or right to select another card. Once the card of your choice is selected, you pay by holding your Apple Watch near the card terminal.

How can I change my default card on Apple Pay?

Go to settings > Wallet & Apple Pay > Default Card. Once in this menu, you can select your new default card. 

For Apple Watch: Open the Apple Watch app on your iPhone. Then, follow these steps: Watch > Wallet & Apple Pay > Default card. Once in this menu, you can select your new default card. 

Does Apple Pay require internet connection?

It depends.

If you pay in a store, then no. Payments are using contactless reader technology, which doesn’t rely on having internet access.

If you want to pay in an app or a website, then yes. 

Does Apple Pay have a limit?

The limit for Apple Pay is the same as for your card.
Example: If your Qred Visa has a credit limit of 5000, the limit for Apple Pay is 5000 as well. 

Is Apple Pay safe? 

Apple Pay is among the safest ways to make a transaction. Apple doesn't have access to your payment card details or store them on your device, nor will they be given to the merchant whenever you pay. Apple pay uses device-specific numbers and transaction-specific code to make payments.   

With contactless payments, you don't need to enter your cards PIN-code. Therefore you don’t have to worry about someone taking a look and memorizing it. Each transaction is also verified with your device's Touch ID, Face ID or passcode. That means only the owner of the device can pay with it.

Will deactivating my card deactivate Apple Pay as well?

Yes, deactivating your card will deactivate Apple Pay. 

Apple Pay and Apple Wallet - what’s the difference between?

Apple Wallet is a digital wallet. It allows you to download and manage purchases, travel cards, tickets, keys and personal ID documents.

Apple Pay is a payment service which allows you to make purchases on websites, in apps and stores with your iOS device. 

Can I use my regular plastic Qred Visa if I activate Apple Pay?

Yes, you are always able to use both. 

Does Apple Pay come with any additional costs?

No, Apple Pay is free to use.