Our telephone service is down for the time being due to a malfunction. The bug is currently being fixed and you can contact us by email asiakaspalvelu@qred.com or chat in the meantime.
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The winter season is challenging for us as it is not the season for motorcycles. Business loan helped us to expand our services to car programming.
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Business loan helped us to get ready for the Christmas season. We launched a new product and that required big investments in raw materials and supplies.
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We needed to purchase inventory worth of five months of sales all at once. Business loan made it possible.
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Businesses can apply for our business loans. We grant business loans to limited companies, general partnerships, limited partnerships and entrepreneurs operating under a trading name. The most important thing is that it is a business activity and the need for the loan is related to that activity. We do not lend to individuals.
Applying for a loan is very simple and quick. To apply for a loan, you can:
Your business loan is interest-free, meaning that the interest rate is 0%. Instead, an open-ended business loan is charged at a fixed, company-specific monthly rate. The monthly fee starts at 1.75%/month.
Apart from the monthly fee, you pay no other costs for your loan. We do not charge an opening fee or any other hidden costs.
We only charge an extra fee for a paper invoice (€5/invoice) if you want to receive a paper invoice. There is no charge for an e-invoice.
We only charge you for the time you have a business loan. If you want to repay your business loan early, you will save on the loan costs.
There are no extra charges for your business loan, no opening fee, no withdrawal fee, no account management fee and no other hidden charges.
All limited liability business, partnerships, sole proprietorships / traders, and more can apply and be approved a loan. It can be a proud, old business, or a brand new startup, large or small. We work with businesses in virtually every industry, from north to south - even businesses with a checkered credit history can qualify. We evaulate each business individually - the key for us is that there is a solid business idea and qualified business owners behind the company.
You can reach us through our chat, by phone at 09 424 503 99 (lnc/mpc) or by email at asiakaspalvelu@qred.com. Our customer service is available on weekdays from 08:00 to 18:00.
The loan will be paid out after we have received the (electronically) signed loan agreement. If you sign the loan agreement on a business day before 09:30, the money will be on your bank account within the same business day. If the loan agreement has been signed after 09:30 or on a weekend, the money will be on your bank account during the next business day.
Apple Pay is among the safest ways to make a transaction. Apple doesn't have access to your payment card details or store them on your device, nor will they be given to the merchant whenever you pay. Apple pay uses device-specific numbers and transaction-specific code to make payments.
With contactless payments, you don't need to enter your cards PIN-code. Therefore you don’t have to worry about someone taking a look and memorizing it. Each transaction is also verified with your device's Touch ID, Face ID or passcode. That means only the owner of the device can pay with it.
Do you have any more questions? Find the answer here!
A business loan can help your business, whether you want to invest in growth or need working capital.
Qred's business loan is suitable for all companies, regardless of the type of company. Our financing is suitable for both small and large needs of your company, as our business loans amount to 1,000-200,000 euros.
Fill in a quick and easy application to receive a free and non-binding loan offer.
Once you have submitted your application, we will contact you within up to one hour. You will receive a loan offer by email.
If you choose to accept the offer, you can do it easily with your bank credentials. You'll receive the money within a business day.
If you no longer need the loan, you can repay the full amount at any time without any extra costs.
Qred helped me when I had a tough period.
Thanks to Qred, we were able to lease our company car and pay salaries.
Qred got in touch after a day and made a loan proposal. It felt like a fair deal!
At Qred, the only cost of a business loan is a fixed monthly fee. The monthly fee is determined individually based on the size of the loan and your company's creditworthiness. To see what your exact monthly fee will be, fill out a non-binding loan application here
Not in need for a business loan right now? Check out the Qred VISA business card, which is designed for your company's daily purchases.