Grow your business with Qred
Choose a bank that specialises in
financing small businesses
Get the funding that suits your needs
With Qred you can get a business loan for larger needs, and with Qred Visa you can pay for everyday running costs.
Business loans up to €500 000
Our business loans are suitable for all types of small businesses:
Whether you are a limited company, a limited partnership, a general partnership or a business investor - we can help you! Qred can help your business with its financing needs, big or small.
Loan amounts from €5 000, up to €500 000. And the best part? You can apply for a loan term of up to 36 months, and repay the loan whenever you want - at no extra cost. Qred's business loan has no commitment period.
It's easy to apply
The loan will be paid into your account within 24 hours
Non-binding loan term
More flexibility with Qred Visa
No start-up costs or hidden fees: our business credit card is the most sensible option for everyday business purchases. Get up to three cards for free, so you and your employees can enjoy the benefits of Qred Visa.
Get a 1% payment bonus
Order more cards for your employees - for free!
Save receipts digitally directly to the app
Uncontrolled
649 €
Tool retailer AB
Payment category
Date
Qred VISA
02 Sep 2024
Qred has helped more than 50 000 entrepreneurs to access finance
Here are a few reasons why our customers choose Qred:
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"The winter season is challenging because the bikes don't move. Entrepreneurial funding helped to expand the programming of the cars."
Jani Parkkonen
Gatemania
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"By the end of October, we had to have about five months' worth of sales in stock. That's where corporate finance came in handy."
Anu Rainela-Lankinen
Alnilam
Not like traditional banks
We know what it's like to be a small business owner, having been in the same situation ourselves. We also know what it's like to go to your own bank to negotiate financing, and to face unreasonable demands and long waiting times.
Getting the finance a small business needs can often seem impossible. This is exactly why Qred was set up. We believe that small businesses deserve a better service, which is why we focus exclusively on financing small and medium sized businesses!
Fast application process
The loan application can be completed online and takes a few minutes. We process your application as soon as we receive it, and you typically receive a decision within 24 hours.
Friendly service
Do you have any questions? We'll be happy to answer them! We're here for you, and we want to help you make the best possible decisions about financing your business. We're always just a phone call, chat or email away.
Your current loan
68 000 €
Salary
Provided by
Rent from
Other
No hidden costs
No start-up or termination fees or other hidden costs. Simple and clear pricing for both loan and credit card.
Together with our partners, we make sure that doing business with us is both hassle-free and safe.
Dun & Bradstreet
Dun & Bradstreet provides us with the financial data that allows us to size our offers correctly.
Signicat
Signicat enables fast electronic signature of tenders.
Geotrust
Geotrust SSL-certificate assures that your data is securely processed.
Qred has been helping entrepreneurs on their journey since 2015
Qred was founded in 2015 by entrepreneurs, and since 2016 we have also been operating in Finland. From the very beginning, the services have been offered especially for small and medium-sized enterprises, which quickly made Qred one of the most sought-after banks when it comes to flexible financing. Qred is the market leader in its field in the Nordic countries, and we also operate in the Netherlands, Germany, Belgium and Brazil.
We understand the challenges and needs of entrepreneurs and are proud to be one of the top-rated business lenders on Trustpilot.
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2015
Qred was founded
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50
entrepreneur supported on his journey
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What kind of financing is right for you?
Qred offers business loans for larger and longer-term investments, and the Qred Visa business card for smaller and recurring expenses. Choose the best option for you - or why not both?
Apply for a business loan
Fast application process
The loan will be paid into your account within 24 hours
Loan to grow your business
You can apply for a loan from €5 000 up to €500 000 with no commitment period. We offer loan terms of up to 36 months and you can repay the loan early, at no extra cost. Our business loans are suitable for immediate working capital needs, as well as for investment and business growth.
Apply for a Qred Visa here
Get a 1% payment bonus
Order more cards for your employees - for free!
More flexibility with Qred Visa
Check out our business credit card: wide access, no extra fees. Save on every purchase with a payment method advantage. Join thousands of satisfied entrepreneurs and order your Qred Visa today! No annual fee, no commitment, just benefits for your everyday entrepreneurial life!
Do you have any questions?
Our Country Manager Antti and his team have answered several frequently asked questions here:
What is Qred?
Qred is a specialist in corporate loans and corporate finance. Founded in 2015, Qred's mission is to help businesses grow, invest and expand. We offer agile business loans with no upfront fees, hidden costs or commitment period. We strive to make everyday life easier for small business owners so they can focus on their business.
How do I contact customer service?
You can reach us through our chat, by phone at 09 424 503 99 (lnc/mpc) or by email at asiakaspalvelu@qred.com. Our customer service is available on weekdays from 08:00 to 18:00.
Contact us
Let us help you find the best possible financing for your business! Our customer service is available from 8am to 6pm on weekdays.
Emil Sunvisson is CEO and co-founder of Qred Bank. Emil holds a Master's degree from the Royal Institute of Technology and an MBA from the Stockholm School of Economics. As a serial entrepreneur, Emil previously served as CEO of Cherry and co-founder of Yggdrasil Gaming, among others. In addition to being a popular speaker at conferences and events, Emil has been a frequent guest on podcasts talking about corporate finance and entrepreneurship. Since its launch in 2015, Qred has launched in six countries and has been recognised by the Financial Times as one of the fastest growing companies in Europe for four years in a row.
