Business loan simply from Qred

Only a fixed monthly fee, no hidden costs
Money within a day
Pay back when you want

Request a free loan quote!

The offer is non-binding


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The winter season is challenging for us as it is not the season for motorcycles. Business loan helped us to expand our services to car programming.
Jani Parkkonen
Business loan helped us to get ready for the Christmas season. We launched a new product and that required big investments in raw materials and supplies.
Marko Mäkilä
Vaskion Mauste
We needed to purchase inventory worth of five months of sales all at once. Business loan made it possible.
Anu Rainela-Lankinen

Frequently Asked Questions

When will the loan be paid out?

The loan will be paid out after we have received the (electronically) signed loan agreement. If you sign the loan agreement on a business day before 09:30, the money will be on your bank account within the same business day. If the loan agreement has been signed after 09:30 or on a weekend, the money will be on your bank account during the next business day.

How do I contact customer service?

You can reach us through our chat, by phone at 09 424 503 99 (lnc/mpc) or by email at Our customer service is available on weekdays from 08:00 to 18:00.

What is the interest rate on my business loan?

Our loans do not have a separate interest rate. Instead, you pay a fixed monthly fee each month for using the loan plus a fixed monthly repayment on the outstanding loan amount (amortisation). Add the two amounts together and you have your fixed monthly cost. The amount you pay monthly in fees and repayments is calculated based on the loan amount, the loan period, the company's credit score and other factors. Curious about what we can offer you? Simply submit an application and we will get started with a free quote for your business loan! Our quote is always personal - and more importantly, always without obligation! You decide whether you accept our offer or continue to look for suitable financing to realise your ambitions. Why a fixed price for a business loan? We prefer a fixed monthly price, because that way you know exactly what will be debited each month. You never have to worry about complicated interest rates or a sudden increase in your monthly costs. At Qred your costs remain the same throughout the term of the business loan.

Who can apply for a loan?

All limited liability business, partnerships, sole proprietorships / traders, and more can apply and be approved a loan. It can be a proud, old business, or a brand new startup, large or small. We work with businesses in virtually every industry, from north to south - even businesses with a checkered credit history can qualify. We evaulate each business individually - the key for us is that there is a solid business idea and qualified business owners behind the company.

Is Apple Pay safe? 

Apple Pay is among the safest ways to make a transaction. Apple doesn't have access to your payment card details or store them on your device, nor will they be given to the merchant whenever you pay. Apple pay uses device-specific numbers and transaction-specific code to make payments.   

With contactless payments, you don't need to enter your cards PIN-code. Therefore you don’t have to worry about someone taking a look and memorizing it. Each transaction is also verified with your device's Touch ID, Face ID or passcode. That means only the owner of the device can pay with it.

How do I apply for a business loan?

Applying for a loan is very simple and quick. Apply in three simple steps:

  1. Click the Apply now button and fill in an application. It takes only a minute.
  2. You will get an offer from us in a short moment. The offer is valid for 7 days.
  3. If you want to accept the offer you can sign it with your BankID.

When is a business loan worth it?

A business loan can help your business, whether you want to invest in growth or need working capital.

Hire staff

Invest in tools
and machines

When you need working capital

Financing up to 200,000 €

Qred's business loan is suitable for all companies, regardless of the type of company. Our financing is suitable for both small and large needs of your company, as our business loans amount to 1,000-200,000 euros.

Financing made simple

Apply in 1 minute

Fill in a quick and easy application to receive a free and non-binding loan offer.


Reply within an hour

After you apply, we'll get back to you within an hour. You'll get a tailored loan offer via email.


Confirm online

If you choose to accept the offer, you can do it easily with your bank credentials. You'll receive the money within a business day.


Non-binding loan term

If you no longer need the loan, you can repay the full amount at any time without any extra costs.

Apply for a business loan
Qred helped me when I had a tough period.
Thanks to Qred, we were able to lease our company car and pay salaries.
Qred got in touch after a day and made a loan proposal. It felt like a fair deal!

Transparent pricing

At Qred, the only cost of a business loan is a fixed monthly fee. The monthly fee is determined individually based on the size of the loan and your company's creditworthiness. To see what your exact monthly fee will be, fill out a non-binding loan application here

Fixed fee
No hidden costs
Non-binding loan term

Contact us

Contact us and let's see how a business loan could help your business.
You can reach our customer service on weekdays from 08:00 to 18:00.

Funding for daily purchases

Not in need for a business loan right now? Check out the Qred VISA business card, which is designed for your company's daily purchases.

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