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The winter season is challenging for us as it is not the season for motorcycles. Business loan helped us to expand our services to car programming.
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Business loan helped us to get ready for the Christmas season. We launched a new product and that required big investments in raw materials and supplies.
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We needed to purchase inventory worth of five months of sales all at once. Business loan made it possible.
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The loan will be paid out after we have received the (electronically) signed loan agreement. If you sign the loan agreement on a business day before 09:30, the money will be on your bank account within the same business day. If the loan agreement has been signed after 09:30 or on a weekend, the money will be on your bank account during the next business day.
You can reach us through our chat, by phone at 09 424 503 99 (lnc/mpc) or by email at asiakaspalvelu@qred.com. Our customer service is available on weekdays from 08:00 to 18:00.
Our loans do not have a separate interest rate. Instead, you pay a fixed monthly fee each month for using the loan plus a fixed monthly repayment on the outstanding loan amount (amortisation). Add the two amounts together and you have your fixed monthly cost. The amount you pay monthly in fees and repayments is calculated based on the loan amount, the loan period, the company's credit score and other factors. Curious about what we can offer you? Simply submit an application and we will get started with a free quote for your business loan! Our quote is always personal - and more importantly, always without obligation! You decide whether you accept our offer or continue to look for suitable financing to realise your ambitions. Why a fixed price for a business loan? We prefer a fixed monthly price, because that way you know exactly what will be debited each month. You never have to worry about complicated interest rates or a sudden increase in your monthly costs. At Qred your costs remain the same throughout the term of the business loan.
Nope. At Qred, transparency is at the heart of our values and where we think we raised the standard in the market.
All limited liability business, partnerships, sole proprietorships / traders, and more can apply and be approved a loan. It can be a proud, old business, or a brand new startup, large or small. We work with businesses in virtually every industry, from north to south - even businesses with a checkered credit history can qualify. We evaulate each business individually - the key for us is that there is a solid business idea and qualified business owners behind the company.
Apple Pay is among the safest ways to make a transaction. Apple doesn't have access to your payment card details or store them on your device, nor will they be given to the merchant whenever you pay. Apple pay uses device-specific numbers and transaction-specific code to make payments.
With contactless payments, you don't need to enter your cards PIN-code. Therefore you don’t have to worry about someone taking a look and memorizing it. Each transaction is also verified with your device's Touch ID, Face ID or passcode. That means only the owner of the device can pay with it.
Sole traders can apply for a business loan at Qred. What you need to have is an active business that is registered to the Trade Register in Finland.
Applying for a loan is very simple and quick. Apply in three simple steps:
Do you have any more questions? Find the answer here!
A business loan can help your business, whether you want to invest in growth or need working capital.
Qred's business loan is suitable for all companies, regardless of the type of company. Our financing is suitable for both small and large needs of your company, as our business loans amount to 1,000-200,000 euros.
Fill in a quick and easy application to receive a free and non-binding loan offer.
After you apply, we'll get back to you within an hour. You'll get a tailored loan offer via email.
If you choose to accept the offer, you can do it easily with your bank credentials. You'll receive the money within a business day.
If you no longer need the loan, you can repay the full amount at any time without any extra costs.
Qred helped me when I had a tough period.
Thanks to Qred, we were able to lease our company car and pay salaries.
Qred got in touch after a day and made a loan proposal. It felt like a fair deal!
At Qred, the only cost of a business loan is a fixed monthly fee. The monthly fee is determined individually based on the size of the loan and your company's creditworthiness. To see what your exact monthly fee will be, fill out a non-binding loan application here
Not in need for a business loan right now? Check out the Qred VISA business card, which is designed for your company's daily purchases.
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