Business loan within a day

The loan will be paid out after we have received the (electronically) signed loan agreement. If you sign the loan agreement on a business day before 09:30, the money will be on your bank account within the same business day. If the loan agreement has been signed after 09:30 or on a weekend, the money will be on your bank account during the next business day.

All limited liability business, partnerships, sole proprietorships / traders, and more can apply and be approved a loan. It can be a proud, old business, or a brand new startup, large or small. We work with businesses in virtually every industry, from north to south - even businesses with a checkered credit history can qualify. We evaulate each business individually - the key for us is that there is a solid business idea and qualified business owners behind the company.

You can reach us through our chat, by phone at 09 424 503 99 (lnc/mpc) or by email at asiakaspalvelu@qred.com. Our customer service is available on weekdays from 08:00 to 18:00.

Our loans do not have a separate interest rate. Instead, you pay a fixed monthly fee each month for using the loan plus a fixed monthly repayment on the outstanding loan amount (amortisation). Add the two amounts together and you have your fixed monthly cost. The amount you pay monthly in fees and repayments is calculated based on the loan amount, the loan period, the company's credit score and other factors. Curious about what we can offer you? Simply submit an application and we will get started with a free quote for your business loan! Our quote is always personal - and more importantly, always without obligation! You decide whether you accept our offer or continue to look for suitable financing to realise your ambitions. Why a fixed price for a business loan? We prefer a fixed monthly price, because that way you know exactly what will be debited each month. You never have to worry about complicated interest rates or a sudden increase in your monthly costs. At Qred your costs remain the same throughout the term of the business loan.

Applying for a loan is very simple and quick. Apply in three simple steps:

1. Click the Apply now button and fill in an application. It takes only a minute.
2. You will get an offer from us in a short moment. The offer is valid for 7 days.
3. If you want to accept the offer you can sign it with your BankID.

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Apple Pay is among the safest ways to make a transaction. Apple doesn't have access to your payment card details or store them on your device, nor will they be given to the merchant whenever you pay. Apple pay uses device-specific numbers and transaction-specific code to make payments.   

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With contactless payments, you don't need to enter your cards PIN-code. Therefore you don’t have to worry about someone taking a look and memorizing it. Each transaction is also verified with your device's Touch ID, Face ID or passcode. That means only the owner of the device can pay with it.

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Sole traders can apply for a business loan at Qred. What you need to have is an active business that is registered to the Trade Register in Finland. 

Nope. At Qred, transparency is at the heart of our values and where we think we raised the standard in the market.