Corporate loan for a limited company

A limited company (Oy) is one of the most common forms of company in Finland, and it offers many advantages, especially when a company needs financing. A business loan for a limited company is designed to support the company's growth, investment and cash flow management. Whether you are starting a new business, expanding operations or covering unexpected costs, a business loan can be the key to your company's success.

Since 2015, Qred Bank has been helping small and medium-sized businesses by providing fast and flexible financing solutions. With a Qred business loan, you can access up to €500,000 entirely online. You can get a loan decision within an hour and the money is paid into your account the same day. A fixed monthly payment ensures predictable costs, with no commitment period and no early repayment charges.

Why choose a limited company as your business form?

A limited company offers many advantages, especially when a company is considering applying for a loan. These advantages include:

• Separation from personal finances: as a rule, the debts of a limited company are not transferred to the personal liability of the owners, which provides financial security.
• Reliability in the eyes of financiers: a limited company is often seen as a more stable and reliable form of business by financiers.
• Growth potential: a limited company can easily attract new investors or expand its operations through debt financing.

Corporate loans for limited companies - when are they needed?

Corporate loans for limited companies offer a flexible financing solution for different business needs. Common uses include:

• Investment: new equipment, technologies or expansion of premises often require significant capital investment.
• Cash flow management: seasonal business activities can cause seasonal challenges to cash flow, and a loan can help smooth out these fluctuations.
• Expanding your business: entering new markets or launching new products may require additional funding.
• Unexpected costs: equipment breakdowns, repairs to premises or other unexpected costs can lead to financial needs.

Qred's corporate loan for a limited company is designed to support companies of all sizes in these situations.

Joint Stock Company Loans and Financing - The benefits of Qred

Qred offers flexible and easily accessible joint stock company loans and financing solutions. These advantages include:

• Fast decision: the application process is fully digital, and you will receive a decision on your loan within an hour.
• Same-day cash: an approved loan will be paid into your account on the same day, so you can make the necessary investments without delay.
• No commitment period: you can repay the loan at any time without any additional costs.
• Fixed monthly fees: clear pricing helps with budgeting and financial planning.

Applying for a business loan for a limited company

Applying for a business loan for a limited company is quick and simple through Qredi:

1. Fill in the application online: it only takes a few minutes to apply, and you can do it from anywhere, anytime.
2. Get a decision in an hour: instead of waiting weeks, you'll know quickly if you're eligible for funding.
3. Same-day payment: an approved loan will be paid into your company's bank account on the same day.

This process is designed with the needs of limited companies in mind, and is particularly suited to busy situations.

A business loan for a limited company - who is it suitable for?

A limited company business loan is suitable for companies of all sizes that need flexible financing. Examples of use cases:

• Small limited companies: cash flow management and small investments.
• Medium-sized limited companies: larger investments, such as the purchase of equipment or the opening of new branches.
• Growth companies: expanding operations, entering new markets or adopting digital tools.

Qredin Business Loan Ltd offers a tailor-made solution for your business needs.

How can a business loan help a limited company grow?

A business loan can be an effective tool to support the growth of a limited company. Here's how it can help:

• Fast investments: with loan financing, you can make investments quickly and avoid a long savings period.
• Improving competitiveness: new products, services or technologies can help you stand out from your competitors.
• Improved financial management: fixed monthly payments make loan repayments predictable and facilitate financial planning.

Qred's corporate loans for limited companies are designed to support companies at all stages of growth.

Frequently asked questions

How to apply for a business loan for a limited company?
To apply for a business loan for a limited company, fill in an application on the Qred website. The application is processed within an hour and the money is paid into the account within the same day.

Why is corporate debt important for a limited company?
Corporate debt helps limited companies to cover investments, manage cash flow and react quickly to unexpected expenses.

Are there hidden charges on Qred corporate loans?
No, there are no hidden charges on Qred corporate loans. The fixed monthly payment includes all fees and the loan can be repaid at any time without any additional costs.

Can a business loan be used for investments in a limited company?
Yes, Qred's business loans are ideal for investments such as the purchase of equipment, renovation of premises or the introduction of new technologies.

Why is a limited company as a corporate form advantageous for a loan applicant?
A limited company offers financiers a clear and reliable structure, which can make it easier to obtain a loan and improve terms.

Qred Bank offers corporate loans to limited companies that need a fast and flexible financing solution. Whether your business is small or large, Qred can help you achieve your goals easily and efficiently.