Price list – Qred VISA

Here you will find the full price list of Qred's credit card and the exchange rates used for purchases in foreign currencies. You can also always contact our customer service if you have any questions.

Valid from 2.5.2024


Starting fee
0 €
Yearly fee
0 €
Cost for making a purchase
(Up to 45 days interest free purchasing)
0 €
Currency surcharge by Qred

(VISA daily exchange rate apply on purchases made on foreign currency)
2 %
Minimum to pay on monthly invoice
10 % or 50 €
Interest if partially paid (customer specific)
From 1,95 %/month


E-mail invoice
0 €
Paper invoice
5 €

Replacement card

If card expired
0 €
In case card is lost or stolen
10 €
Parallel cards
Free card for up to three (3) employees
4,90 €/month per additional card


Set and View pin-code (if no card replacement)
0 €
Late fee
10 €
Overdue interest
2,5 %/month

Exchange rate

When Qred VISA is used for purchases in foreign currencies, Qred will apply the VISA exchange rate with no mark-ups or fees added. You can calculate the cost of your transaction by using the calculator below.
Please note that exchange rates vary, and the exchange rate may change between the purchase transaction and the company's billing date.

Summa euroissa:
Euroopan keskuspankin valuuttakurssi:
VISAn valuuttakurssi:
Qredin valuuttalisä prosentteina:
Lisäys suhteessa EKP:n viitekurssiin (EUR):

Total in EUR:
European Central Bank Exchange Rate:
VISA Exchange Rate:
Qred's surcharge (extra fee percentage):
Markup compared to the ECB reference rate (EUR):