Flexible Qred business finance for North Accounting clients

Fast, secure and flexible financing for your business!

Applying for a loan is simple and easy.

Send us your free loan application in minutes.

  • Business loans up to €500 000
  • Non-binding loan term
  • Friendly service
  • Simple pricing

Thank you for your application - We will process it and contact you as soon as possible!

Desired loan amount

How big a loan do you want to apply for for your business?

150,000

5 000 €

500 000 €

Qred processes personal data in accordance with the GDPR and Qred's privacy policy.

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Find a company that is a client of Qred Bank

Loans for your business - tailored to your needs

Whatever the need, you are sure to find a solution at Qred. Below you will find a few examples of where Qred's business loans are used:

Water on a shelf with mynter spredt utover

Corporate loan for future projects

For example, we can help with material procurement and recruitment costs when your company is expanding its business.

Two customers to Qred Bank who have lent for investments

Business loans for future investments

Take your business to the next level with new equipment, devices or even software.

Hånden holder munnstykket on a pumpeslange on a bensinstasjon for å fylle bilen

A business loan to cover unexpected expenses

Surprising expenses are coming for all of us. Apply for finance to repair your vehicle, pay your taxes or deal with a temporary cash flow shortfall.

Joakim and Erik from Kvalitetsfog in Stockholm who are customers of Qred
"By the end of October, we had to have about five months' worth of sales in stock. That's where corporate finance came in handy."

Anu Rainela-Lankinen

Alnilam

Fast, flexible and easy

We believe that all these can be achieved at the same time. Our business loan offers flexibility at no extra cost, fast loan repayment and clear pricing. And best of all? Pay back your loan early at no extra cost, because with a Qred business loan there is no commitment period!

Quinne i sitt arbeidsværelse i malerbransjen

Early repayment at no extra cost

We understand the importance of flexibility in business. That is why Qred offers the possibility to repay the loan early at any time during the loan agreement, without any additional costs. So you decide when to repay the loan!

Man with a flat cap who works in a construction industry

Fixed costs

You may think we're boring, but we don't like surprises. That's why the loan has a fixed monthly fee that stays the same for as long as the loan is active. So you can forget about variable and hidden loan costs and unpredictability. So, simply put, the same cost - every month.

Take your business forward

Many entrepreneurs are aiming to grow their business. Qred has simplified the entire loan process so you can respond to growth opportunities as quickly as possible. It only takes a few minutes to apply, your application is processed in up to an hour and the money is transferred to your account within 24 hours of signing.

Qred has been helping entrepreneurs on their journey since 2015

Qred was founded in 2015 by entrepreneurs, and since 2016 we have also been operating in Finland. From the very beginning, the services have been offered especially for small and medium-sized enterprises, which quickly made Qred one of the most sought-after banks when it comes to flexible financing. Qred is the market leader in its field in the Nordic countries, and we also operate in the Netherlands, Germany, Belgium and Brazil.

We understand the challenges and needs of entrepreneurs and are proud to be one of the top-rated business lenders on Trustpilot.

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What kind of financing is right for you?

Qred offers business loans for larger and longer-term investments, and the Qred Visa business card for smaller and recurring expenses. Choose the best option for you - or why not both?

Builders who stand with their arms in the corset in the workplace

Apply for a business loan

Fast application process

The loan will be paid into your account within 24 hours

Loan to grow your business

You can apply for a loan from €5 000 up to €500 000 with no commitment period. We offer loan terms of up to 36 months and you can repay the loan early, at no extra cost. Our business loans are suitable for immediate working capital needs, as well as for investment and business growth.

Bygningsarbeidere med arbeidsklær

Apply for a Qred Visa here

Get a 1% payment bonus

Order more cards for your employees - for free!

More flexibility with Qred Visa

Check out our business credit card: wide access, no extra fees. Save on every purchase with a payment method advantage. Join thousands of satisfied entrepreneurs and order your Qred Visa today! No annual fee, no commitment, just benefits for your everyday entrepreneurial life!

Do you have any questions?

Our Country Manager Antti and his team have answered several frequently asked questions here:

How much do Qred's corporate loans cost?

We want to make the everyday life of entrepreneurs less straightforward. Therefore, our pricing is simple and clear.

Qred's corporate loans have no interest. Instead, a fixed monthly fee is charged. The monthly fee is company-specific and starts at 1.75%. Apart from the monthly fee, there are no other costs for the loans. Our loans also have no commitment period, which means that the business loan can be repaid as soon as it is no longer needed. In this case, we only charge a monthly fee for the time the loan has been in use.

Clear, easy and transparent – that's why more and more small business owners are choosing Qred. 

Can I repay the loan early?

Of course! With us, you don't have to keep your business loan for longer than you want and need it. With Qred, you only pay monthly fees for the time you have the loan.

Contact our customer service when you want to pay back your business loan. We will send you a final invoice that includes the remaining loan and monthly fee.

How do I pay back the business loan?

You will receive a monthly invoice from us by email or, if you prefer, by post. For example, if you withdraw your loan on the 5th of the month, your first due date will be the 6th of the following month. The invoice has a 10-day payment term. Payments are posted to the loan according to the payment date. The invoice breaks down the amount of the repayment and the amount of the expense, so you know exactly what you are paying and can easily record this information in your company's accounts later. You can also always see the current balance of your loan on Qred's Own Page.