Flexible Qred business finance for North Accounting clients

Fast, secure and flexible financing for your business!

Applying for a loan is simple and easy.

Send us your free loan application in minutes.

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  • Business loans up to €500 000
  • Non-binding loan term
  • Friendly service
  • Simple pricing

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Thank you for your application - We will process it and contact you as soon as possible!

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Business Loan Credit Card

Request a free loan quote!

The offer is non-binding

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* When you borrow from Qred, you get 3 months of grace, which you can use whenever you need it.

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Apply in 1 minute

Quick and easy application process. The application is free of charge and non-binding.

Reply within an hour

After you apply, we'll get back to you within the hour.

Same-day payment

Sign with BankID and the money will be transferred the same day.

Finland's happiest customers

We could tell you more about our quick and friendly service. However, we will rather let our happy customers do the talking for us

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Jani Parkkonen, Gatemania

The winter season is challenging for us as it is not the season for motorcycles. Business loan helped us to expand our services to car programming.

Marko Mäkilä, Vaskion Mauste

Business loan helped us to get ready for the Christmas season. We launched a new product and that required big investments in raw materials and supplies.

Anu Rainela-Lankinen, Alnilam

We needed to purchase inventory worth of five months of sales all at once. Business loan made it possible.

What is the interest rate on my business loan?

Your business loan is interest-free, meaning that the interest rate is 0%. Instead, an open-ended business loan is charged at a fixed, company-specific monthly rate. The monthly fee starts at 1.75%/month.

Apart from the monthly fee, you pay no other costs for your loan. We do not charge an opening fee or any other hidden costs.

We only charge an extra fee for a paper invoice (€5/invoice) if you want to receive a paper invoice. There is no charge for an e-invoice.

We only charge you for the time you have a business loan. If you want to repay your business loan early, you will save on the loan costs.

How do I apply for a business loan?

Applying for a loan is very simple and quick. To apply for a loan, you can:

  1. Click the Apply now button and fill in an application. It takes only a minute.
  2. Within the next hour, we'll give send you an offer that is valid for 10 days.
  3. If you want to accept the offer you can sign it with your BankID.

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Can a sole trader get a business loan?

Businesses can apply for our business loans. We grant business loans to limited companies, general partnerships, limited partnerships and entrepreneurs operating under a trading name. The most important thing is that it is a business activity and the need for the loan is related to that activity. We do not lend to individuals.

When will the loan be paid out?

The loan will be paid out immediately after we have received (electronically) the signed loan agreement. If you sign the loan agreement before 09.30 on a working day, the money will appear in your account on the same business day. If the loan agreement is signed after 09.30 or on a weekend, the money will appear on your account on the next working day.

Is Apple Pay safe? 

Apple Pay is among the safest ways to make a transaction. Apple doesn't have access to your payment card details or store them on your device, nor will they be given to the merchant whenever you pay. Apple pay uses device-specific numbers and transaction-specific code to make payments.   

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With contactless payments, you don't need to enter your cards PIN-code. Therefore you don’t have to worry about someone taking a look and memorizing it. Each transaction is also verified with your device's Touch ID, Face ID or passcode. That means only the owner of the device can pay with it.

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Who can apply for a loan?

We grant business loans to limited companies, limited partnerships, general partnerships and entrepreneurs operating under a trading name. At the time the loan is granted, the company must be registered in the Finnish Trade Register and the persons responsible for the company must be resident in Finland.

How do I contact customer service?

You can reach us through our chat, by phone at 09 424 503 99 (lnc/mpc) or by email at asiakaspalvelu@qred.com. Our customer service is available on weekdays from 08:00 to 18:00.

Do you have any more questions? Find the answer here!

Contact us

We love small businesses. Get in touch and let us know how we can help your company!
You can reach our customer service on weekdays from 08:00 to 18:00.