Qred Visa business card for North Accounting clients
✅ 1% Payment Advantage on every purchase
✅ 45 days interest-free and free of charge payment period
✅ Have all your receipts in one place
✅ Annual fee and user fee 0€
1% payment advantage for every purchase
You save with every purchase, as you get a 1% payment advantage on every purchase you make with Qred Visa. For example, if you use the card for €10 000, the total bill will be €9 900. The payment advantage is automatically calculated as a discount on your bill.
Get a 1% payment advantage
Save with every purchase from your company
The more you use, the more you save!
All receipts in the app
With the expense reporting system, you can digitally store every receipt. Once you've made a purchase, all you have to do is take a picture of the receipt and upload it to the app. At the end of the month, you'll receive an expense report where you can easily and conveniently find all your receipts for the past billing period.
Take a photo of your receipt via the app
Save receipts digitally in the app
An expense report on all purchases will be sent at the end of the month
Connect your card to your virtual wallet
Start using Qred Visa right away with Apple Pay or Google Pay. With the virtual card, you can make local purchases at brick-and-mortar stores, and easily online.
Uncontrolled
649 €
Tool retailer AB
Payment category
Date
Qred VISA
02 Sep 2024
Unlimited possibilities,
at no extra cost
With a Qred business credit card, you only pay for what you buy. When you pay the bill in full on the due date, there are no additional charges on the bill. If you wish, you can also pay the invoice in instalments, in which case the invoice will be subject to the contractual interest rate, starting at 1.95%/month.
Yearly fee
Usage fee
Parallel cards
0 €
0 €
Free card for up to 3 employees
Hantera allt i
Qreds app
Get 1 % cashback
Get more than one card to the company - for free!
Save your quittons digitally directly in the app
"A great business credit card with 1% cashback and no annual fee. The customer service is excellent. Highly recommend!"
Jon, small business owner
Order a Qred Visa in three steps
Qred has been helping entrepreneurs on their journey since 2015
Qred was founded in 2015 by entrepreneurs, and since 2016 we have also been operating in Finland. From the very beginning, the services have been offered especially for small and medium-sized enterprises, which quickly made Qred one of the most sought-after banks when it comes to flexible financing. Qred is the market leader in its field in the Nordic countries, and we also operate in the Netherlands, Germany, Belgium and Brazil.
We understand the challenges and needs of entrepreneurs and are proud to be one of the top-rated business lenders on Trustpilot.
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2015
Qred was founded
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What kind of financing is right for you?
Qred offers business loans for larger and longer-term investments, and the Qred Visa business card for smaller and recurring expenses. Choose the best option for you - or why not both?
Apply for a Qred Visa here
Get a 1% payment bonus
Order more cards for your employees - for free!
More flexibility with Qred Visa
Check out our business credit card: wide access, no extra fees. Save on every purchase with a payment method advantage. Join thousands of satisfied entrepreneurs and order your Qred Visa today! No annual fee, no commitment, just benefits for your everyday entrepreneurial life!
Apply for a business loan
Fast application process
The loan will be paid into your account within 24 hours
Loan to grow your business
You can apply for a loan from €5 000 up to €500 000 with no commitment period. We offer loan terms of up to 36 months and you can repay the loan early, at no extra cost. Our business loans are suitable for immediate working capital needs, as well as for investment and business growth.
Together with our partners, we make sure that doing business with us is both hassle-free and safe.
Dun & Bradstreet
Dun & Bradstreet provides us with the financial data that allows us to size our offers correctly.
Signicat
Signicat enables fast electronic signature of tenders.
Geotrust
Geotrust SSL-certificate assures that your data is securely processed.
Qred Visa, now with Apple Pay.
Apple Pay now works with Qred VISA card! Easily connect your card to the Wallet app on your iPhone, Apple Watch, iPad or Macbook.No need to wait for your physical plastic card - you can start using your card today!
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Do you have any questions?
Our Country Manager Antti and his team have answered several frequently asked questions here:
Having trouble with your credit card?
We are sorry that something has happened to your business card. Let us help you. Start by filling out the form by clicking the button below and tell us what happened. Once you have completed the form, our customer service team will contact you within 3 working days. If you have lost your card or it has been stolen: remember to lock your card so that others cannot use it.
Can I withdraw money with Qred Visa?
No. You can use Qred Visa for purchases both offline and online but you cannot withdraw money from an ATM.
Can I get multiple credit cards for my company?
Yes, Qred Visa allows you to order parallel cards for up to three employees free of charge.
The parallel card is ordered like this:
- Open the Qred phone app
- Select "Account" and "Add cardholders"
- Fill in the details of the parallel card holder
The parallel card will then be sent to the same address as the original card. The card will arrive within approximately 7-9 working days.
Can I use a card abroad?
Yes, you can use a Qred credit card anywhere you can pay with a Visa card. Qred adds a 2% foreign exchange surcharge for purchases made abroad. Read about exchange rates here.
How does Qred Visa work?
Qred Visa is a business credit card designed for small businesses. You can use the card to make purchases for your business both in-store and online, in Finland and abroad (a 2% foreign exchange surcharge is added for purchases made in foreign currencies). There is no charge for using the card in your home country, provided you pay the bill back in one go. If you want more time to pay, you can pay the bill in instalments, in which case a monthly interest rate of 1.95% will be added to the open credit.
Contact us
Let us help you find the best possible financing for your business! Our customer service is available from 8am to 6pm on weekdays.
Veera is responsible for all Qred Bank partnerships in the Finnish market. Please contact her for more information on partnerships.
